CEBS Certified Employee Benefit Specialist Certification Exam

Certified Employee Benefit Specialist (CEBS) The CEBS exam trips up candidates who confuse ERISA fiduciary responsibilities with plan administrator duties—a distinction worth 15% of the test. Most underestimate the depth of tax qualification rules across 401(k)s, pensions, and welfare plans. Weak grasp of ACA compliance provisions and contribution limit calculations sink many test-takers in the final sections.